Make payments
zero hassle!

Get paid anytime, anywhere, and by anyone!

Available on App Stores



Our Partners

Backed by Banks and Financial Institutions

Partner 1 Partner 3 Partner 4 Partner 5

Make every transaction
easy for you and your customers!

Whether you're new to accepting online and in person payments or aiming to optimize your current setup, we provide the ideal tools to support and scale your business with ease.




Simplifying Payments,
Enriching Lives

Mobile Payments

Mobile Wallet

Zak Pay is a mobile wallet built for businesses and individuals on the go. Send instant wallet transfers, receive EFTs, pay in store, and withdraw cash all from your phone. Secure your funds with a wallet that keeps your main account protected and your money in your control.

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QR Payments

QR Payments

Forget clunky card machines that need wifi connections. Zak Pay’s QR codes integrate with major banking apps and payment providers, letting you accept secure payments anytime, anywhere. No monthly fees, low costs, and instant alerts.

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Payment Links

Payment Links

No website or developers needed. With Zak Pay's no-code payment links, anyone can accept online payments instantly. Add your link to your e-commerce site, WhatsApp store, or share it via social media, SMS, and email to get paid instantly.

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Payment Analytics

Payment Analytics

Stay on top of your business with Zak Pay’s smart payment analytics. Track sales, monitor transactions, and view real-time insights all in one place. Whether you're managing a side hustle or running a full-scale operation, get the data you need to make smarter decisions and grow with confidence.

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API Checkouts

API Checkouts

Build seamless payment experiences with Zak Pay’s powerful API Checkout. Integrate fast, secure payments into your app or platform with just a few lines of code. Customize the flow, control the user experience, and accept payments your way, Built for developers and scaleability.

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Voucher Programs

Bulk Transfers

Disburse funds instantly with Zak Pay’s voucher system. Whether you're sending customer rewards, employee stipends, or relief payouts, our digital vouchers make it fast, secure, and trackable. No bank details needed, just generate, send, and let recipients redeem directly from their phones.

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Analytics

insights

Global

processing

PCI

compliance

24hr

support

Accept payments anywhere
with our mobile app!


ZakPay QR checkout

Your All in One,
Mobile Wallet!

  • QR Point of Sale
  • Payment Links
  • Online Checkouts
  • Instant Payments
  • Bank Transfers
  • POS Notifications
  • Store Vouchers
  • Cash Vouchers

Get Started!

Start getting paid easily, with Zak Pay in just 3 steps.

1. Download App

Download the Zak Pay app from the Apple App Store, Google Play Store or Huawei App Gallery.

2. Verify Account

Complete the verification process by uploading your account required KYC/KYB documents to activate your account.

3. Start Transacting

Start accepting payments and transacting with QR codes, payment links, instant payments and vouchers.

Our Pricing

No monthly fees, setup costs , or hidden charges.

Merchant POS

0.8% + R1.00

per transaction

  • No activation fees
  • No monthly fees
  • No setup fees
  • No hidden fees
  • No cancellation fees
  • Unlimited transactions
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Online Transactions

1.2% + R1.00

per transaction

  • No monthly fees
  • No setup fees
  • No coding required
  • No hidden fees
  • Unlimited transactions
Get started Calculate Cost

Individual Transactions

R0.00/mo

Wallet transactions

  • Wallet to Wallet Transfers (R1.00)
  • Standard EFT (R7.00)
  • Instant EFT (R14.00)
  • Pick N Pay Cash Withdrawal (R10.00)
Get started Calculate Cost

Empowering Your Financial Journey

Contact Us

Effortless Payments,
Greater Growth!



Trusted
Trusted
By Customers
Global
Global
Reach
Analytics
Analytics
Insights
Secure
Secure
Payments

Frequently Asked Questions

Everything you need to know about ZakPay

How do I get started with ZakPay?

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Getting started is easy! Simply download our app from the App Store, Google Play Store, or Huawei AppGallery. Complete the verification process by uploading your required KYC documents, and you'll be ready to start accepting payments in minutes.

What payment methods do you support?

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We support multiple payment methods including QR codes, payment links, mobile wallet transfers, and bank transfers. Our platform integrates with major South African banks for seamless transactions.

Are there any monthly fees?

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No! We believe in transparent pricing. There are no monthly fees, setup costs, or hidden charges. You only pay for the transactions you process.

How secure are my transactions?

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Your security is our top priority. We use bank-grade encryption and are PCI compliant. All transactions are processed through secure channels with real-time fraud detection.

How quickly do I receive payments?

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Payments are processed instantly! You'll receive real-time notifications for all transactions, and funds are typically available in your account within 24-48 hours.

Can I use ZakPay for my business?

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Absolutely! ZakPay is perfect for businesses of all sizes. Whether you're a small vendor, online store, or large enterprise, our solutions scale with your needs. We offer customized solutions for businesses processing R500,000+ monthly.

What happens if a payment fails?

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If a payment fails, you'll receive an immediate notification. The customer won't be charged, and you can request a new payment. Our system automatically handles most common failure scenarios.

Can I integrate ZakPay with my existing systems?

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Yes! We offer APIs and integration options for businesses that want to connect ZakPay with their existing POS systems, e-commerce platforms, or accounting software.

What customer support do you provide?

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We provide 24/7 customer support through multiple channels including in-app chat, email, and phone support. Our dedicated team is always ready to help you with any questions or issues.

Is there a minimum transaction amount?

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No minimum transaction amount! Whether it's R1 or R10,000, you can accept any payment size. This makes ZakPay perfect for small vendors and large businesses alike.

How do I generate QR codes for my business?

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Creating QR codes is simple! In the ZakPay app, go to the QR section and choose between static QR codes (for fixed amounts) or dynamic QR codes (for variable amounts). You can print them or display them digitally.

What are the transaction fees for small amounts?

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For transactions of R80 or less, we offer a fixed fee of R1.00. This makes it affordable for small vendors and customers to process low-value transactions without worrying about high percentage-based fees.

Terms of Service

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